Fixed-rate SBA 504 Loans

Cen Cal Business Finance Group has been a certified development company since 1984 and we specialize in small business loans to help businesses expand and create jobs. Our extensive lending experience and partnership with financial and technical support organizations makes us an ideal commercial finance partner for your business.

Our mission as a local Certified Development Company is to provide fixed-rate SBA 504 Loans for owner-occupied real estate acquisitions and equipment purchases to small and medium sized businesses in Central and Northern California by partnering with banks, private lenders, and credit unions.

  • Use our information and connections to choose the very best for your business.
  • Take advantage of our experience and responsive loan committee to speed your loan application through the approval process.
  • Access loan products with historically low interest rates and minimize your down payment.
  • Count on us to help you with a fixed interest rate loan, without balloon payment or interest re-sets.

We can:

  • Connect you with technical support professionals to develop and/or improve the business plan you will need for a successful loan application.
  • Assist you with choosing the best commercial lending product for your project;
  • Provide you with bank referrals to meet your banking needs;
  • Provide you with real estate broker referrals to help you locate and purchase your ideal location;
  • Facilitate your loan application through the approval process for the U.S. Small Business Administration’s (SBA) 504 loan program, as well as other loan programs we offer; and
  • Service your loan locally once it is approved.

Ready to Grow Your Business Apply for a Fixed-rate SBA Loan

Get in touch with an expert and find out which programs are best for you.